Last Updated: 31 March 2025
Thank you for choosing the PS Rewards App. We are committed to protecting your privacy and ensuring transparency about how we collect, use, and disclose your personal information.
This Privacy Policy explains our practices regarding your data and outlines your rights in accordance with the Australian Privacy Act 1988 (Cth), guidelines from the Office of the Australian Information Commissioner (OAIC), and the General Data Protection Regulation (EU) 2016/679 (GDPR), as applicable.
PS Rewards App is operated by PS Rewards Pty Ltd ABN 56 675 184 460 (referred to as “we,” “us,” or “our”), an Australian company committed to providing innovative fintech solutions.
We collect the following types of personal information:
We also collect Statistical Information, which includes:
Sensitive Information includes information about an individual’s racial or ethnic origin, political opinions, membership of a political association, religious beliefs or affiliations, philosophical beliefs, membership of a professional or trade association, membership of a trade union, sexual orientation or practices or criminal record, as well as information about an individual’s health, genetic information or biometric information.
We will only process Sensitive Information if you expressly consent to its collection and use.
We collect information:
If we receive unsolicited information about you, we will only collect and retain it where:
Where these conditions are not met, we will destroy any unsolicited Personal Information that we receive.
We use your personal information to:
We process your information based on:
Under the GDPR (where applicable), we will comply with the principles of data protection for the purpose of fairness, transparency, and lawful data collection and use. We will process Personal Information as a processor and/or controller (as defined in the GDPR).
We may share your information with:
We implement contractual safeguards to ensure third parties protect your information in accordance with this policy.
You consent to our disclosure of Statistical Information to third parties including, without limitation, to analytics companies and our business partners, to help us understand usage patterns, to assist in product development, and for advertising purposes.
Where we provide your Personal Information to third parties in accordance with this Policy, you acknowledge and agree that:
We will always act to protect your information in accordance with this Policy when we disclose it to third parties. However, we will not be liable for any loss or liability which may be incurred as a result of any use of your Personal Information by a third party to whom we validly disclosed the Personal Information.
Your personal information may be transferred to, stored, and processed in countries outside Australia. Our servers are located in secure data centers that may be outside Australia, including but not limited to servers located in Singapore (Amazon Web Services).
When we transfer your information internationally, we ensure appropriate safeguards are in place to protect your data in compliance with Australian privacy laws, unless:
If you register an account or continue to use our services, you agree to our use of tracking technologies, referred to as cookies, to track and record your usage. Cookies are text files placed on your computer to collect standard internet log information and visitor behavior information.
When you access or use our services, we will automatically use cookies to collect technical information including:
You may control the technical information we collect through your browser or device settings. In doing so, you:
We implement robust security measures to protect your personal information, including:
While we use all reasonable efforts to keep secure your Personal Information, you acknowledge the internet is inherently insecure, and no data transmission online can be guaranteed as fully secure. We cannot guarantee or warrant the security of any information (including Personal Information) you provide through the use of the Platform. You understand that any information you send online is at your own risk.
If we become aware of a breach of security in relation to your Personal Information, we will immediately use our best endeavors to take action to remedy the security breach to limit the risk caused by unauthorized access to, or unauthorized disclosure of, your Personal Information.
If we become aware that a third party has, without authorization:
AND a reasonable person would conclude that such unauthorized access or disclosure is likely to result in serious harm to the individuals to whom the information relates, we will:
Similarly, if your Personal Information is lost and we have reasonable grounds to believe that:
We will follow the same notification procedures described above.
We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law. When your information is no longer required, we will securely delete or anonymize it.
To determine the appropriate retention period, we consider:
Under Australian privacy law and the GDPR (where applicable), you have the right to:
To exercise these rights, please contact us at [privacy@smartcashbackapp.com.au].
We may send you marketing communications based on your preferences. You can opt-out of these communications at any time through the app settings or by following the unsubscribe instructions in our emails.
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes through the app or by email and indicate when the policy was last updated.
Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.
If you believe we have breached the Australian Privacy Principles or that the privacy of your Personal Information has been compromised, please contact us immediately at:
We are committed to resolving complaints promptly and fairly. We will:
If you do not receive a satisfactory response from us, or you believe that we have not handled your complaint satisfactorily, you may wish to refer your complaint to the Office of the Australian Information Commissioner at:
If you have questions or concerns about this Privacy Policy or our data practices, please contact us: