How it works

Cash back
Awesome Deals
Discover how our innovative platform delivers instant cashback rewards without the wait. No points, no complicated redemptions - just real money in your pocket.
Cashback
Awesome Deals

Simple to get started

Set up PS Rewards in minutes and begin enjoying automatic cashback immediately
Get your PS Rewards card
Download the free app and activate your PS Rewards card powered by LITT Global. This is your pathway to instant cashback.
Instant activation available
Link a payment method
Link your preferred bank card to enjoy cashback effortlessly. Just tap and pay with your PS Rewards card, choosing where your funds come from—no account juggling needed.
No manual top-ups required
Tap and pay
Simply tap your PS Rewards card at partner merchants to instantly enjoy cashback through real-time processing—no redemption needed, no gimmicks, and never miss out.
Instant cash back on every purchase
Benefit from partner rewards
Partner businesses provide cash back to attract more customers. You benefit from their marketing investment with real money back.
Win-win partnership
Receive instant cashback
Unlike traditional Reward programs, our direct integration works in real-time. No complicated or lengthy approval processes. With PS Rewards your cashback is immediate and automatic.
Real-time rewards
Automatically adjustments
Returns and adjustments happen instantly too. If you return an item, your cashback is automatically adjusted in real-time with no hassle.
Real-time return processing

Frequently asked questions

Our most commonly asked questions, answered below.
How do I get cashback with PS Rewards?

Simply activate your PS Rewards card provided by LITT Global and tap to pay at any EFTPOS terminal. You'll receive instant cashback automatically.

Do I have to keep topping up my PS Rewards card?

No, simply Tap to Pay with your PS Rewards card at any EFTPOS terminal. Our application will automatically take funds from the PS Rewards card first followed by any outstanding balance from your linked card.

Does PS Rewards offer virtual gift cards?

Absolutely. You’ll find gift cards from merchants all over Australia in the PS Rewards app. Enjoy discounts, cash backs and bonuses for yourself, or share with friends and family via SMS.

How do I find PS Rewards cash back providers?

Simply browse the PS Rewards app or website to discover cash backs from participating PS Rewards merchants wherever you are or are headed.

How can cashback be instant when others take so long?

We built our platform differently. Instead of waiting for lengthy approval processes, we use direct payment integration that works in real-time.

Is instant cashback really the same value?

Absolutely. Your cashbacks are immediate and represent real funds available to use on your PS Rewards card instantly.

What if something goes wrong with my purchase?

Returns and adjustments happen instantly too. If you return an item, your cashback is automatically adjusted in real-time.

Is there a catch with instant payments?

Simply a better customer experience for our Members.

How does PS Rewards make money?

Merchants pay PS Rewards a small fee to introduce you to them. Merchants are always looking for more customers, and PS Rewards provides a very cost-effective way for merchants to gain new customers and revenue.

Can I make partial payments on my invoice?

Yes, you can make partial payments towards your invoice and you will be receipted for each of those payments.

How will I know if my payment was successful?

You will receive a digital receipt via email once the funds have been transferred to the associated agency's bank account and cleared. This serves as your confirmation that the payment was successful and includes all relevant transaction details.

What if my invoice is incorrect?

If your invoice is incorrect and you need a new one, the agency that sent you the invoice can cancel it if no payment has been made.

How is PS Rewards free forever?

Merchants invest in marketing with PS Rewards to gain more customers. The majority of a merchant’s marketing budget with PS Rewards is then passed directly to you as an instant cashback.

What types of businesses accept PS Rewards?

Your PS Rewards card works at any business that accepts Tap and Pay. We encourage you to set your PS Rewards card to be your default virtual card on your Apple or Android device as to never miss a cashback. PS, when you Tap and Pay at a partner business of PS Rewards you will receive an instant cashback.

How secure is my financial information?

We adhere to industry-standard encryption methods to ensure the security of your financial information and do not hold any of your financial information within our platform.

Is there a user guide or tutorial for new customers?

Yes, we offer a step-by-step user guide and video tutorials accessible from the Help Center.

How do I escalate an issue if it's not resolved?

For urgent issues, you can use the 'Escalate' button in the support chat or contact our helpline.

Is my personal information safe and confidential?

PropelPay takes data and privacy extremely seriously. We incorporate best practices to ensure the protection of our customers.

Is my personal information safe and confidential?

PropelPay takes data and privacy extremely seriously. We incorporate best practices to ensure the protection of our customers.

What happens if my payment fails?

In case of a payment failure, you'll be notified via email and will have the option to retry the payment.

What if I can't pay on time?

If you have a loan with us and can't make apayment on time, reach out to one of our PropelPay support team members, and wewill work through the best options for you.

Is there a grace period for late payments?

We offer a 3-day grace periodfor loan late payments, after which a late fee may be applied.

How do I update my contact information?

If there's a change in your contact information, pleasereach out to our support team for updates.